(480) 818-9267
(480) 818-9267
Tell us what you're funding and a specialist calls you back. Owner-operators welcome.
A Credion specialist will call you to walk through your options. No obligation. We'll discuss credit, time in business, and your timeline live so we can match you to the right program.
Credion is an equipment finance brokerage. We connect commercial borrowers with the right lender from our network. The four-step process:
Tell us your equipment, monthly revenue, and time in business. We use a soft credit inquiry only — no impact to your credit score.
A Credion specialist reviews your profile and identifies lenders in our network whose programs fit your equipment type, deal size, and credit profile.
We present lender offers — rates, terms, monthly payments — so you can compare. You select the lender you want to work with.
You complete your selected lender's full application. The lender performs a hard credit pull with your consent and makes the final approval decision. Credion is paid by the lender on funded deals — no upfront fees to you.
Credion is an active member of the National Equipment Finance Association (NEFA), giving us access to a vetted network of equipment finance lenders across the United States. Through this membership and direct partnerships, we work with lenders specializing in:
About NEFA: The National Equipment Finance Association is the leading trade association for the small-ticket equipment finance industry, founded in 1981. NEFA membership requires verification of business legitimacy and ongoing adherence to NEFA's Code of Fair Business Practice.
Equipment finance rates and terms vary by lender, equipment type, deal size, credit profile, and time in business. Below are typical industry ranges for equipment financing as of 2026:
Important: The above ranges reflect typical industry rates and are not loan offers. Your actual rate, term, and approval are determined by individual lenders based on their underwriting criteria. Market rates change with the prime rate and lender appetite.
For estimation purposes only. Actual rates and payments are determined by your selected lender.
No. Credion is an equipment finance brokerage. We do not originate loans on our own balance sheet. We connect commercial borrowers with our network of equipment finance lenders. Lenders make all credit decisions and originate the loans.
The Credion pre-qualification uses a soft credit inquiry, which has no impact on your credit score. A hard credit inquiry only occurs after you select a specific lender and consent to their full application.
No upfront fees to borrowers. Credion is compensated via standard broker commission paid by the lender on funded transactions, not by the borrower.
Through our lender network we facilitate financing for construction equipment, medical and dental equipment, restaurant and commercial kitchen equipment, trucking, auto repair, manufacturing, agricultural, and most other commercial equipment categories. Minimum equipment value is typically $25,000.
Pre-qualification and lender matching typically takes 24-48 hours. Once you select a lender and complete their application, funding usually occurs within 3-10 business days depending on the lender and complexity of the deal.
Yes. Our lender network includes programs for businesses with 1+ year of operating history. Rates and terms vary based on time in business, monthly revenue, credit profile, and equipment type.
For pre-qualification: equipment details and basic business information. For full lender application: typically 3 months of business bank statements, the most recent business tax return, and a copy of the equipment quote or invoice. Some lender programs require less.
Section 179 of the IRS Tax Code allows businesses to deduct the full purchase price of qualifying equipment financed during the tax year, subject to annual limits. Many of our lender programs are structured to be Section 179 compliant. Consult your tax advisor for guidance on your specific situation.
Credion (legal entity: Global Financial Management Group LLC, dba Credion Finance) is an equipment finance brokerage operating in the United States. We are an active member of the National Equipment Finance Association (NEFA), the leading trade association for the small-ticket equipment finance industry.
We are a broker, not a direct lender. We do not originate loans on our own balance sheet. Our role is to connect commercial buyers with our network of equipment finance lenders. Lenders make all credit decisions and originate the loans. Credion is compensated via standard broker commission paid by the lender on funded transactions, not by the borrower.
We operate transparently within the regulatory landscape for equipment finance brokering, which is unregulated for commercial transactions in most US states. We adhere to NEFA's Code of Fair Business Practice and applicable federal and state laws.
Disclaimer: Credion is an equipment finance brokerage, not a direct lender. Loan terms, rates, and approval decisions are determined by individual lenders in our network. Pre-qualification on this site uses a soft credit inquiry that does not impact your credit score; a hard credit inquiry occurs only when you select a specific lender and consent to their full application. We are compensated by lenders on funded transactions. Equipment finance brokering for commercial customers is unregulated in most US states. Credion does not guarantee approval or specific terms. By submitting this form, you consent to be contacted by Credion via phone, SMS, and email regarding your equipment financing inquiry, and consent to information being shared with prospective lenders in our network for the purpose of obtaining financing offers. Operating in all 50 US states. © 2026 Global Financial Management Group LLC, dba Credion Finance.